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Old 03-31-2014, 07:07 PM   #11
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Quote:
Originally Posted by Swicicki View Post
I'm an insurance broker. If you have a renters policy. It would cover most water damage that you were legally liable for.

You still need to read your lease. I understand the reluctance to ask permission.
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Old 03-31-2014, 09:02 PM   #12
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They could also tell you to take it down or kick you out if they find out you have it in there against what the agreement says.

I'd get renters insurance and a lot of it. With a home rental, you have one residence to cover. With a rental, you could have neighbors and those beneath you (and maybe even beneath the neighbors) depending on the size of the tank and the way the water decided to spread. That's a big lawsuit that you would lose in a heartbeat.
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Old 03-31-2014, 09:08 PM   #13
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This was explored thoroughly in the 70-80's with the popularity of waterbeds. Saltwater aquariums can potentially cause damage even worse.
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Old 03-31-2014, 09:19 PM   #14
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This is all solid info.. I fix homes and such for a living and water damage is/can be a financial pitfall. Mold is no joke..: a few black spots can total a whole ceiling.. Proceed with caution
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Old 03-31-2014, 10:17 PM   #15
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IMO as long as you are cautious not to damage your apartment with leaky tank you should be okay. Having something underneath as a drip pan is a good idea. I should have thought of that before I set up my 60 gal DT in a 2-storey apartment. However, my landlord have seen my tank but did not complain about it.
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Old 04-01-2014, 01:11 PM   #16
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I'd still consider the renters insurance. We got it on our place when I got my 240g and the interesting thing was that added to our car insurance, our monthly payment went DOWN about $6! I don't get how insuring something big lowers your payments, but it did.
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