Nojo for starters fw and sw have different needs and can not be compared. I used my tap water in my fw tank and had some minor HA issues. But having any phosphates in your water is only asking for troubles in a
SW tank. I would never use my TW in my reef tank.
PO4 hinders growth in corals and can effect the tank with algae issues.
2nd bacteria is not suspended in the water collum in any great numbers that it would help with a cycle. Bacteria grows on the surface of sand, gravel,
LR etc.
3rd
FW bacteria will not live in salt water two different things.
Are you talking garden hose that is out side all the time? I would not use this because I would be worried that something may leach from the hose.
As far as not using
ro/
di water that is your choice. I'm sure you have read about the problems some people have with tap water. Once you establish a tank with tap water and you have issues it would take months to correct the bad effects of bad water. If you are starting out with
PO4 in the water you are only asking for trouble.
And
SW is not a cheap hobby and cutting corners now will only cost you more money in the long run and lost of headaches.
Again its your tank so good luck..
PS= you can get a good
ro.
di on ebay for under $100. When your putting lots of money in a tank what another 100.