I truely don't meant to be rude to anyone here, but I have to go against some of what has been posted above.
You don't want or need a biowheel. It will disturb the surface of the water too much. More on this below.
Moderate to dense planting, 300 watts minimum, 400 would be better, unless you want all low-light plants, which will severly restrict your choices of plants. I have 440 watts on my 90 gallon. You will have to build your own hood, and buy a lighting kit. If you can do this under $250, you are doing well. There are articles and threads in the
diy forum for constructing hoods, and doing lighting. Also, you may want to ask justDIY, he is really our resident expert on all of this. He may well be able to tell you how to do this MUCH cheaper.
Co2 pressurized system. Pretty much a must with your plans.
diy co2 will not cut it on a tank that large. Prolly run you about $150. For co2 to be effective, the surface of the water should be disturbed as little as possible. churning water makes the co2 escape the water quickly, thus being wasted (so no biowheel). Tank that size, with high lighting, if you have no co2, your plants will decline, and the algae will be out of control.
Substrate, Schultz aqausoil. Also sold as Profile, but I don't know where. Much cheaper than fluorite, and
IMO, just as good. I think about $100.
Filter, no wet dry needed. moderate/dense planted tanks need little biofiltration, the plants do most of it, feeding off the ammonia, nitrates, etc. True! Still, a decent cannister would be called for. Many choices, I'm thinking in the area of $125 or so.
So, by my calculation, 625 beans minimum, after the tank/stand. Again William, ask some/all of these questions to justdiy, he may well be able to tell you ways to cut these costs significantly.
This sounds like a lot, but if I were you, I'd get the tank, put it aside, and save up your $$. Get/build the rest over time. that is a very good deal for a brand new 100 gallon tank.
Last year, I bought my 90, and it took me 3 more months to afford the rest of my stuff. It killed me to look at the empty tank for so long, but in the end, it was well worth it! I spent over 800 bucks getting mine going, wish I knew then what I know now, could have saved a couple hundred, easy.