Goldies can lose color as they grow. This is esp. true for mixed breed <ie the common fantails>. If they have a bit of calico blood in them, their color can get all mixed up. My first fantail had a mix of metallic & matted scales, and every one has different color. Looks kinda neat, but definitely not show material!
As for the pleco .... commons are known to suck off the slime coat, but there should be no missing scales. Check your tank with a small flashlight after dark when the goldy is asleep. This is the time when plecos are most likely to be sucking on the slime coat.
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80 gal FW with 30 gal DIY wet/dry/sump.
9 fancy golds, 1 hillstream loaches, 1 rubber-lip pleco (C. thomasi), 3 SAEs, small school of white cloud minnows, planted.
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