Thanks all.
Just to clarify - I think people are missing the big picture. I don't use "cure alls" in the tank. I keep things as natural as possible. Remember this is a heavily planted tank - all the advice from planted tank people on AA recommend CaCO3 additive and other nutrients for plants DAILY. My plants have done well without additives or CO2, so I have not been using them. A buffer is necessary in my part of the country. I would have to do daily water changes and will then still be lucky to have a pH of 6.8.
Please forgive my misprint. I have been using Calcium Carbonate, not CaCl - my error and my apologies.
I have only used any type bio-filter booster when ammonia is present or the bio-filter seems to be fading, which is at the most once a year. Tap water conditioner is used every water change. Calcium Carbonate is added every water change. This is the ONLY routine additives that have been used.
My current chemistry after daily water changes with 5.0 ml of CaCO3 dissolved in treated water are as follows:
pH: 6.4
NH3: 0.50
NO2: 0.0
NO3: 0.0
Until a week ago, I have had an extremely successful aquarium (even a major recent breeding of the plants), with the exception of slow pH drops, which has been present for 20 years, in two different tanks. Thus, the need for a buffer. I have family who had the same type of pH problem when they lived in town, but when moved to Detroit, they no longer had the pH drops - a Detroit LFS told him it was the difference in the acidic water of the south and the alkaline water of the north.
I have been very concerned the last week and wanted some advice as to what happened and what to do. I have learned a lot from this week from AA, one of which a low pH can cause cloudy eyes and also kill the bio-filter. I still don't know what caused the massive pH drop in 3 days that killed nearly all my fish.
I just hope the bio-filter picks up and cycles.
Thanks again everyone.
Rupret.