Wouldn't surprise me, flooding, leaks and water damage is a very difficult / complex part of a home owners policy. Is the water damage in the wall due to a slow drip by drip leak over years? Not covered. Or did a pipe just burst? Covered.
This was an example of a scenario my father in law had years ago. Luckily for him, it got covered.
75g Planted Barbs Denison, BlackRuby, Tiger, Albino Tiger, Green Tiger, Cherry, Gold, Checkered, Odessa.
NonBarbs Cardinal, Neon, RummyNose, Bloodfin Tetras, Z. Danios. 1RTS. Amano, Bamboo, Ghost & RCS. 20g Long Shrimp Tank RCS, Tiger, Amano.