Just filled my tank... why is it cloudy?

[bjbass]

API Freshwater Master Test Kit

Today my ammonia was a little between yellow and the next greenish color. Everything else is still 0.

 

[bjbass]

On Marineland's website I found this about new aquariums and my milky water.

"Q. My aquarium water is milky white. What do I do?
Milky white water can indicate the presence of heterotrophic bacteria. This condition usually occurs in a new aquarium setup. These bacteria will not harm your fish and can be eliminated with a 25% water change and a gravel vacuuming. Cloudiness should disappear within a couple of weeks."