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Old 09-23-2013, 02:42 AM   #1
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Insurance question

Hi all. My apartment complex told me they don't allow aquariums due to being an insurance liability. I found this out too late and already have a 10 gallon freshwater. I'd really like to get at least 1 more also. I get renter's insurance from Erie and asked them about it. They said they only cover contents. Does anyone know of a renter's insurance that covers damage to other's property (people below us) from a problem with the aquarium? I don't really want to move out because of this, it's a nice place..
Thanks
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Old 09-23-2013, 03:45 AM   #2
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If the complex doesn't allow it I don't think theres much if anything you can do about it.
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Old 09-23-2013, 04:51 AM   #3
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10G is nothing , go ahead and setup your tank
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Old 09-23-2013, 05:24 AM   #4
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10G is nothing , go ahead and setup your tank
Yeah, it may be nothing to you but it is something to them. Even if its dumb it's their policy which might have some consequences.
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Old 09-23-2013, 05:27 AM   #5
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let me tell you
I have a friend who has a 34G tank hidden in a closet lol
it really sucks not to be able to have a fishtank in your own house
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Old 09-23-2013, 05:28 AM   #6
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let me tell you
I have a friend who has a 34G tank hidden in a closet lol
it really sucks not to be able to have a fishtank in your own house
Yup, that's one of the reasons I refuse to ever rent apartment again.
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Old 09-23-2013, 09:07 AM   #7
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The reasoning behind it and it's not so much the little ones like a 10g it't the big ones like the 55+ There is a tun of weigh going on those floors. It's more than 600lbs for a 55 in a small concentrated area. What if there is an accident and the tank fails? 55 gallons of water on your floor and through your neighbors ceilling? That's why they don't allow them
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Old 09-23-2013, 10:06 AM   #8
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Yeah I asked them initially what the maximum weight would be so it wouldn't break the place and got the blanket statement, no aquariums allowed. So even a tiny betta bowl is banned even though it'd be the equivalent of dropping a glass of water.

Pretty annoying rules but I guess it's common for apartments. I was just hoping there'd be insurance coverage available to say, hey, this is covered, so it's not a liability for you.
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Old 09-23-2013, 10:37 AM   #9
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You're a better person than me I would never have asked! I would just have done whatever I wanted. But then again I have never rented for more than a couple of months.
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