, it is better to purchase a Drilled Tank without all the extras. Some companies call them Reef Ready. That way, you have a drilled tank, but not all the extra stuff you will not end up using. Do some pricing on what a drilled tank is alone, and then figure out what all your extras would be. The pumps that come with the package may not be the quality you are looking for. It sounds to me like you have an "ideal" in your head. Find out what the package is compared to what you want.
[edit: Reefrunner you beat me to it, but your post is more to the point than mine