I went with an Aqueon kit. Tank and light and filter and heater. Working great so far, been running for 6 months.
I like the planted look. This us my first time planting live plants and will never go back. But the lighting that comes with the setups is not ideal for plants that need lots if light, so I have Anubis, Amazons and Anacharis. And they are going great.
Lots of tanks are over stocked. If you are diligent about WC
and don't over feed, you can get away with it.
My tank is technically overstocked, I do a 25-50 percent WC
weekly. 25% gravel cleaning every 6-8 weeks. And check my levels once a week. If something is off, I do a water change.
Good Luck and WELCOME!!! It's a great forum. I have gotten some great help here.