The aquarium that I am looking at getting has an option for a pre-installed overflow. Am I correct in assuming that I would have to purchase a sump filter for this? If anyone has any suggestions it would be appreciated. I feel like maybe I am going overboard with the overflow with the sump and that I would be better with just the LR and an HOB filter. Looking to put together a 54G FOWLR aquarium for now, possibly a reef way into the future.