90% wc is too much for large discus, as they're easily stressed at that would shove them all down toward the bottom of the tank... just think about it practically, you should leave at least 10" full, imo, if the fish are 5". A 50-60% couldn't hurt though, but make sure the temperature is exactly even before adding it, and try not to splash.
Edit: he's correct, though, the good bacteria resides not in the water but on the hard/soft surfaces.