But no one should be saying 'yes you can add more' without knowing what those things are. If someone is lacking on their water changes and the water quality is already too bad, the last thing anyone should say is 'yes, you can add more fish'. People come to the forum for help and should get it, even if we have to ask a few questions along the way.
If someone is lacking on water changes and water quality its something that can be corrected. Fishkeeping 101 in a lot of cases, pretty much everyone here knows the basics of keeping low nitrates and keeping clean water. And I think that most people that come here for stocking advice are willing to do a 50% wc next time instead of a 25% one if necessary rather than look at a half empty tank because we deemed their tank maintenance inept.
I don't think its unfair to make some kind of generalization when it comes to tank maintenance/filtration/etc and find a middle ground so we don't have to grill every single person that makes a thread asking a simple question.
No offense, but not everyone does stocking the way you do, and you haven't set some kind of gold standard on how we are supposed to respond to people.
IMO this is one of the worst habits on forums like this. It just shows that almost all of us are still thinking in terms of 'x amount of fish in y gallons' even though we all agree those guides are loose and errored at best. Water changes have a massive impact on stocking, if we overlook that we might as well go back to the 1"/gallon as a rule.
It's just as bad as thinking your way is the only way. This isn't the only subject, but yes most people do stocking based on tank size. Sure, you could cram an extra 3 schools of fish in a tank and do 4 x water changes a week, but it still doesn't resolve the issue of space.
I try to steer on the side of understocking in general, myself, based on how much actual space is in the tank for the fish to utilize, determined by their level preference, aggression, social behavior, etc. My stocking plans are generally sound for someone that does routine once every week or two week water changes.
Stocking advice is opinion after all, isn't it? Don't we all have a right to one?
So most people make generalizations, simple things like assuming that a person has enough filtration for a modest stocking and a somewhat routine water change schedule (once again, dictated by nitrate levels primarily).
It's not perfect and its not your way of doing things but its a good baseline for most people.