I'll let you guys know when I switch to saltwater.
Guys- take my advice. Banks and loans and credit cards are evil. They suck you in and say "here! We'll give you money to buy that which you cannot afford!" but then they whisper so that you cant hear them "we will rape you in interest charges for the next X amount of years."
Nearing the end of a few financial responsibilities and I am so excited. Never again will I buy something I can't pay cash for- Which is why I don't have a marine tank yet. Can't pay cash, not gonna buy it, even though I want it soooo badly.