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The first is that my Wet/Dry filter is unused and worth a fair amount of money. Would I be better off just selling it or is it important to this tank? I understand the need for a sump, but this seem s like an expensive piece to be used solely for a sump.
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If you can return it and get your money back...you can make a sump with a plain glass tank, would be much cheaper than using a wet/dry for it.
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Is there any real benefit to introducing a protein skimmer to this tank (I would like some inverts down the road).
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IMO, yes. A protien skimmer is a piece of equipment I use on all my tanks. The subject of skimming is debatable, so do you
need it for the health of your animals? No, provided you keep up with maintenance and regular water changes. Will it make that maintenance easier...yes.
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Is the any danger of having too much filtration on a tank?
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Not that I am aware of.
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If I have a couple of fluval 304 and live rock am I going to hurt anything?
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The fluvals will be a constant source of nitrate for the tank, this isn't as critical in a
FOWLR as it is in a reef, but lower nitrates will make the tank less stressful on your fish.
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Wouldn't I be better off completely removing the fluvals from the system and replacing with less expensive power heads once the rock sets up?
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This is always an option, but I would think it would be cheaper to use what you already have...than to purchase more equipment. Should you decide to start another tank, you can replace the equipment with the powerheads you mention. Whether you use the filters for flow or whether you replace them with powerheads...it will work.