I have yet to see and column fish that if it gets spooked that won't jump. Swords, cories, platties, loaches, plecos, tetras and guppies have all jumped on me.
The real issue is the fact that the bulbs put out heat and the splashing of water can fracture the bulbs and cause them to break over time or simply shatter on a big splash. Take the covers off if you want and put a glass cover in your DIY hood but protect the bulbs for water I would say at any cost.